We have found that very often leasehold properties are insured incorrectly or do not achieve the level of cover needed to provide a safe guard for both landlord and tenant. Sometimes items included within an insurance policy are not required and items and areas of cover that should be in place are overlooked and missed out from the policy, leaving a landlord or tenant vulnerable when a claim is required.
Most landlords and freeholders insure the building against damage, however this policy is unlikely going to provide any cover for your personal belongings and chattels within your home if something happens to damage them. Why not think about protecting your personal belongings with a Contents insurance.
Through our many years’ experience and working closely with independent insurance brokers we have established a relationship whereby those independent insurance brokers we have worked with are fully aware of the requirements and needs associated with leasehold and landlord tenanted properties. Using these connections you will be able to achieve both a competitive, if not cheaper insurance premium and be certain that the level of cover is correct for all your needs.
If you want to find out if your insurance is providing the cover you need and require please complete the form below and a partner broker will contact you.